Fair Debt Collection Practices Act
Ben F. Windham, P.C. represents individuals who have been harassed by debt collectors by telephone or otherwise. The Fair Debt Collection Practices Act 15 U.S.C. 1692 is a federal law that was passed in 1977 to prohibit and discourage abusive collection practices by debt collectors. Harassing phone calls, abusive language, threats or attempting to collect a debt against someone that they do not owe are all prohibited acts under the FDCPA.
Ben F. Windham litigates FDCPA cases against debt collectors in Federal Courts in Georgia and throughout the Southeast. FDCPA cases are taken on a contingency fee basis and there is no out of pocket cost to hire our firm. Individuals bringing FDCPA cases can be entitled to statutory damages and actual damages from the harassment they experience from violating debt collectors.
If a debt collector that is violating the FDCPA sends you an introductory letter identifying themselves, you only have 30 days in which to send them a written notice to cease and desist from contacting you. Failure to send this communication within 30 days can limit your recovery in Fair Debt Collection cases.
If you are being harassed or threatened by a debt collector for a debt you owe or do not owe contact Ben F. Windham, P.C. for aggressive representation under the Fair Debt Collection Practices Act.